3 Reasons to Avoid Roofers Who Offer to Cover Deductibles

Asphalt Roof Installation Scranton / Wilkes-Barre

If you’re investing in roof repair, there are many factors that will determine whether your insurance provider will cover it and how much the company will actually pay. But there may be roofers who’ll approach you and offer to cover your deductible on insurance repairs. You’ll do well to avoid them even if the offer seems promising. Here’s why.

  1. It’s a form of insurance fraud. The homeowner’s insurance policy is a contract between you and your insurance company. It will detail what you’re responsible for -such as the deductible – and what the insurance provider is responsible for – like the benefits, limits and exclusions. When you let a roofer cover your deductible, it violates the terms of your insurance contract. It’s illegal for contractors to waive your deductible or help you avoid paying it.

  2. You’ll be losing money. Roofing contractors who promise to pay your deductible either artificially inflate their estimates or find a way to finish the job for less than it actually costs just so they can pocket the difference. They make this possible through sloppy workmanship, cheap labor or subpar materials.

  3. A better price won’t actually save your deductible. There’s no financial reward for finding a lower price on roofing services. Your deductible always comes first. Your insurance provider will subtract the same amount from the overall job cost whether the price tag is big or small.

When it comes to storm damage repair or roof replacement, look no further than Green Rhino Builders LLC. We’ll make sure your project is completed in a timely and efficient manner, with zero potential for mistakes. We proudly serve the areas in and around Plains, Dallas and Scranton, PA. Call us today at (570) 901-1334, or fill out this contact form to schedule your consultation.

3 Telltale Signs of an Aging Roof System

Asphalt Roof Installation Scranton / Wilkes-Barre

Depending on the material, a standard residential roofing system can provide decades of reliable weather performance. But at some point, the material will deteriorate and fail. To discover if it’s near the end of its lifespan, you only need to check the roof surface for the telltale signs.

1. Curling Shingles

Constant exposure to the harsh elements can cause the layers of each asphalt shingle to expand or contract. The top layer usually peels away first, with the ends of the material curling slightly. Over time, the minor peeling will expose the inner layer of the shingles to weather damage, making it easy for water to seep through the roof.

2. Excessive Granule Loss

Asphalt shingles are coated with mineral granules that protect the substrate from extreme weather exposure. But as the roofing system ages, these granules wear down and get washed away by the rain. Once you’ve noticed your shingles are bald or worn smooth, and there’s a huge amount of shingle granules inside your gutters, it might be time to consult a premier home improvement company for a prompt roof replacement.

3. Damaged Underlayment

A roof that looks fine on the surface can be hiding damage underneath. Age can cause roof underlayment to become brittle, compromising the protective layer between the shingles and the roof decking. If your home has leaks when it rains, but the roof surface seems intact, the problem may stem from damage to the underlayment.

Did you know that insurance providers consider the roof’s age and condition when providing coverage? They can either increase your premium or drop your coverage. That’s why, if you’re looking to renew your existing homeowner insurance policies, you should consider investing in a new roof installation for your home. Look no further than Green Rhino Builders LLC for all your roof replacement needs. We proudly serve the areas in and around Plains, Dallas and Scranton, PA. Call us today at (570) 901-1334, or fill out this contact form to schedule your consultation.

Questions to Ask a Roofer Before Hiring One

Asphalt Roof Installation Scranton / Wilkes-Barre

If you’re getting your roof replaced, you must get down to the nitty-gritty in order to make the most of your investment. It is also an important home improvement task that is best left to the professionals. A crucial step towards a successful roofing project is finding a contractor who can provide high-quality workmanship and outstanding customer service. Here are some questions to help you find the best roofer for your needs: