If you’re investing in roof repair, there are many factors that will determine whether your insurance provider will cover it and how much the company will actually pay. But there may be roofers who’ll approach you and offer to cover your deductible on insurance repairs. You’ll do well to avoid them even if the offer seems promising. Here’s why.
It’s a form of insurance fraud. The homeowner’s insurance policy is a contract between you and your insurance company. It will detail what you’re responsible for -such as the deductible – and what the insurance provider is responsible for – like the benefits, limits and exclusions. When you let a roofer cover your deductible, it violates the terms of your insurance contract. It’s illegal for contractors to waive your deductible or help you avoid paying it.
You’ll be losing money. Roofing contractors who promise to pay your deductible either artificially inflate their estimates or find a way to finish the job for less than it actually costs just so they can pocket the difference. They make this possible through sloppy workmanship, cheap labor or subpar materials.
A better price won’t actually save your deductible. There’s no financial reward for finding a lower price on roofing services. Your deductible always comes first. Your insurance provider will subtract the same amount from the overall job cost whether the price tag is big or small.
When it comes to storm damage repair or roof replacement, look no further than Green Rhino Builders LLC. We’ll make sure your project is completed in a timely and efficient manner, with zero potential for mistakes. We proudly serve the areas in and around Plains, Dallas and Scranton, PA. Call us today at (570) 901-1334, or fill out this contact form to schedule your consultation.